Insurance

Class of Insurance : Motor Fleet Insurance

Intermediary : Winner Insurance Agencies Pte Ltd

Insured : Kah Motor Co Sdn Bhd

Nature of Business : Rental & Leasing of Honda Vehicles

Period of Insurance : 29/04/2008 to 28/04/2009

Insured Vehicles : On Honda Civic Hybrid Cars

Coverage : Third Party Fire and Theft

Section II - Liabilities to Third Parties :

Indemnity for legal liability for

(a) death or bodily injury to any person except those excluded under the exclusions – unlimited cover

(b) damage to property up to S$500,000 any one claim or series of claims arising out of one event

(c) All costs and expenses incurred with the company’s written Consent.

Exceptions to Section II – The company shall not be liable in respect of

(i) death or bodily injury or damage caused or arising beyond the limits of any carriageway or thoroughfare in connection with the bringing of the load to the Motor Vehicle for loading thereon or the taking away of the load from the Motor Vehicle after Unloading therefrom.

(ii) death or bodily injury to any person in the employment of the of the insured arising out of and in the course of such employment.

(iii) damage to property beonging to held in trust by or in the Custody of or control of the insured or a member of the insured’s household or being conveyed by the Motor Vehicle.

(iv) damage to any bridge weighbridge or viaduct or to any road or anything beneath by vibration or by the weight of the Motor Vehicle or of the load carried by the Motor Vehicle.

(v) damage to property caused by sparks or ashes from the Motor Vehicle if steam driven.

(vi) damage to property caused by or arising out of the explosion of a boiler forming part of attached to or in the Motor Vehicle.

(vii) death or bodily injury caused by or arising out of the explosion of a boiler or a boiler forming part of attached to or on the Motor Vehicle except so far as is necessary to meet the requirements of the Legislation.

(viii) compensation for damages in respect of judgements not in the first instance delivered by or obtained from a Court of Competent jurisdiction within West Malaysia or the Republic of Singapore.

(ix) costs and expenses of litigation recovered by any claimant from the insured which are not incurred in and recoverable in West Malaysia or the Republic of Singapore.

(Full terms and conditions to refer to AXA Commercial Vehicle Policy jacket attached)

Extensions/Benefits :

Loss or damage to the vehicle by :

(a) Fire, external explosion or lightning
(b) Burglary, housebreaking or theft

Passenger Risk

Cover whilst driven by a Motor Trader

Legal Liability of Passengers for Negligent Acts

Breakage of Glass in Windscreen or Windows – Limit : S$1,000

 

Motor Claims Framework : Claims Procedure as attached.